Sometimes it pays to keep Index and Match to yourself

To me, Index and Match functions combined is so much better than VLookUp. But sometimes, that fact is better kept to myself rather than trying to convert others. Saves me a lot of headache.

Please, don’t get me started on XLOOKUP. Compatibility issues is a serious concern.

So, are you Team Index and Match or Team VLookUp?

Instapay now available in Security Bank mobile app

We have our salaries paid through our Security Bank accounts. Since I keep funds in my accounts with other banks, I need to do fund transfers now and then. And Instapay for Security Bank would have really helped.

Today I discovered that Fund Transfer to Other banks via Instapay functionality is already added to the Security Bank mobile apps.

 

Security Bank transfer to other banks

Security Bank transfer to other banks via Instapay.

Apparently, this functionality is available only on Android and iOS apps, but not in the web using your favorite internet browser. Nevertheless, this is a welcome development, especially now that GCash disabled cash-in via bank cards starting July 6, 2020.

Currently, as the whole nation is still technically on lockdown, all fees for Instapay transfers for all banks, including Security Bank, are waived. When things go back to normal, this fee schedule indicates that fees range from ₱10 to ₱50 among the different Philippine banks. Security Bank in particular will charge ₱15 per transaction, which is I would say is not too steep. I would argue that would be a cost worth paying for the convenience of not waiting some 30 minutes should you need to visit a branch of your bank.

Viber is getting really annoying

It seems like when users are getting more dependent on a service, these service providers are doing everything to milk its users. And they’re doing it in the most annoying way.

Take for example, Viber:

That’s for their desktop app. In the phone app, there appears to be a setting to turn off Birthday push notifications of your contacts. But not in the desktop app.

How in the world did Viber get a hold of contacts’ birthdays in the first place? Now it’s shoving it to our faces!