Pag-IBIG announces dividend rates for Regular Savings and MP2 Savings for the year 2022:
- 6.53% per annum for Pag-IBIG Regular Savings; and
- 7.03% per annum for MP2 Savings
Tag: Investing
PSEi Levels vs. 2020 Forecast P/E Ratio
The chart below gives context at each Philippine Stock Exchange Index (PSEi) level in terms of 2020 Forecast Price-to-Earnings ratio:
Key take-aways from this chart:
- At 7,009 current level, we’re actually above the 10-Year P/E Average.
- How I wish I had enough cash to invest in the market at its super-low of 4,039 points in the middle of March 2020.
Nickel Asia $NIKL reports higher volume but lower Peso revenue in 3Q-2015
Nickel Asia Corporation (PSE: NIKL, RIC: NIKL.PS, BBG: NIKL.PM) reports 12% increase in sales volume for the nine-month period ended September 30, 2015 on a year-on-year basis, but that peso revenue slumped by as much as 40% for that same period YOY. We’ve seen soft metal prices, particularly LME Nickel price and nickel ore prices, in the last year or so, thus a huge drop in NIKL’s and similar mining companies’ revenue.
I’m attaching the press release in full below, but the main points can be summarized in the graphs that follow:
NIKL-Total Volume September YOY 2015 vs. 2014
Apparently, I’m Not the Only One Losing Money
Bloomberg reports: World’s Richest Lose $182 Billion in Market Rout.
I’m far from this list of the World’s Richest, but heck, I lost a third of my wealth already!
ETF’s coming soon to the Philippine Market?
BusinessWorld reports ‘SEC completes draft measure for exchange-traded funds‘. SEC is then moving to solicit public comments before finalizing the measure.
I have always welcomed the idea of ETF’s (Exchange Traded Funds) in the local bourse. Think about it, no more minimum holding periods nor sales load to worry about when buying and selling ETF stocks in the local stock exchange, except of course for the usual minimal fees and taxes.
In my opinion, this is a more liquid type of investment than regular mutual funds or UITF’s in a sense that you can sell your shares anytime without worrying about minimum holding periods and their corresponding charges. Besides, this is still a managed fund, thus you need not devote any more time in research for stocks to pick.
You might also want to read the 5 Things You Need to Know About Exchange Traded Funds.
Comparing Mutual Fund Returns
There are a lot of resources, particularly blogs, that compare returns from different types of Mutual Funds, and even UITF’s (Unit Investment Trust Funds), over different time periods. For example, try reading ‘The Best Performing Mutual Funds In The Last 3-5 Years‘.
Reviewing these numbers before investing to a new fund is a good exercise for it will give you better perspective at which fund you want to bet your money on. These return numbers are a “look back” at how the funds were managed, and thus performed, in the last 3 or 5 years. Continue reading
Market Talk on Stock Investing
Absolute Traders produced a video interview with Jay Peñaflor, PSE Head of Market Education, to discuss stock investing, comparing it to fixed income investments, the PSE Trade, and tips on stock investing. You may watch the videos below.
What I really find interesting is the second video focusing on the PSE Trade system, which has the capability to allow trading of other investment instruments in the future like derivative instruments and even commodities. But what really looks more promising to me is the possibility to buy and sell ETF’s or Exchange Traded Funds.