The Problem with Too Much Reliance on Internet Banking

From BPIExpressOnline:

BPI Electronic Channels Advisory: November 14, 2014

Dear Valued Client,

BPI Express Online and BPI Mobile app are experiencing intermittent system availability. We are working on immediate resolution to resolve the issue.

Thank you.

Well, thank you BPI for acknowledging the problem, but does that mean that we’ll miss paying our bills on time? I smell penalty.