Sometimes it pays to keep Index and Match to yourself

To me, Index and Match functions combined is so much better than VLookUp. But sometimes, that fact is better kept to myself rather than trying to convert others. Saves me a lot of headache.

Please, don’t get me started on XLOOKUP. Compatibility issues is a serious concern.

So, are you Team Index and Match or Team VLookUp?

Doing Business with BPI Credit Cards

I used to promote BPI Credit Cards to friends for the ease of doing business with them, especially when it comes to requesting for waiver of the annual fees. Well, at least, that’s how it used to be.

Recently, I haven’t had much transactions using my BPI credit card, thus I decided to have the card cancelled already. I have had enough already with too much trouble in calling their hotline yearly just to have to make wait for 10, 20 minutes or so, for the next available customer service representative. Add that to the fact that their cancellation process is more troublesome — you have to send them a written request. Who does that nowadays? In 2018?

Thus, from now on, I’m done talking to BPI Credit Cards. They’re not worth any business from me. More importantly, from now on, I’m not using any credit card that don’t have waived annual fees for life.

If Metrobank can offer “no annual fee for life”, why can’t others do too?

To credit card companies: I’m bringing you business, you shouldn’t bring me further trouble.

NBA League Pass in the Philippines

With the timezone difference, Filipinos in the Philippines can’t catch each and every game of the NBA. Normally, the games happen while we’re at work. Thus, we can only enjoy the games usually every weekend, and not all weekends are free day for everyone.

And thus, it’s not practical to fork out Php4,999 per year, Php650 per month, or Php99 per day to avail of the NBA League Pass.

If I were to suggest a reasonable price for NBA League Pass, it would be Php999 (~US$20) for a year, Php199 (~US$4) for a month, and Php49 (~$1) for a weekend (Saturday and Sunday, Philippine time). That is how Filipinos will find it reasonable, considering the standard of living and the volume of games they can freely watch anyway. And this is how NBA can sell the NBA League Pass in the Philippines.