When we were new in Qatar, we were scouting for a bank that can accomodate our banking needs especially for payroll account purposes. A legion of the banks here offer high levels of average maintaining balance, until we found out about the service by Hongkong and Shanghai Banking Corporation (HSBC). HSBC offered no (zero/nil) maintaining balance for employees of pre-determined employers, and our employer was one of them. So we grabbed that opportunity and eventually learned about its lousy service.
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